Dr. Carlos J. Lugo
- Gender: Male
- Experience: 27 years
- Sole propriator: No
- NPI: 1013951797
Dr. Carlos J. Lugo MD
General Practitioner
He is located at 1960 East Osceola Parkway in Kissimmee, FL 34743. His National Provider Identifier (NPI) number is 1013951797. Appointment can be made via the phone number (407) 978-6400. He is affiliated with 2 practices.
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Carlos J. Lugo as in-network for the following 2026 plans.
Health plans
Florida Blue (BlueCross BlueShield FL)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 14 plans from Florida Blue (BlueCross BlueShield FL)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-06 (Rewards) | PPO · Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
Florida Blue HMO (a BlueCross BlueShield FL company)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 24 plans from Florida Blue HMO (a BlueCross BlueShield FL company)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-05 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-18 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Carlos J. Lugo is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Carlos J. Lugo is enrolled to bill Medicare as a Practitioner - General Practice .
Bills through: Vida Medical Clinic, Llc
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| GlaxoSmithKline | $40 |
| Lilly | $28 |
| Abbott Laboratories | $24 |
Other
| Food and Beverage | $160 |
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Questions & Answers
Does Dr. Carlos Javier Lugo accept insurance?
Dr. Carlos Javier Lugo is listed in-network for 38 ACA Marketplace (Obamacare/HealthCare.gov) plans from Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company). See the Marketplace plans section for details.
Where can you meet with Dr. Carlos Javier Lugo?
Dr. Carlos Javier Lugo's office is located at 1960 East Osceola Parkway in Kissimmee, FL 34743.
Does Dr. Carlos Javier Lugo have affiliation with practices?
Dr. Carlos Javier Lugo is affiliated with Central Florida Primary Physicians. For the full list of practices see this list.